ウォーレンバフェットの妻への投資アドバイス原文: S&P500 - 90% / 米国債券10%

“What I advise here is essentially identical to certain instructions I’ve laid out in my will. One bequest provides that cash will be delivered to a trustee for my wife’s benefit. My advice to the trustee could not be more simple. Put 10% of the cash in short-term government bonds and 90% in a very low-cost S&P 500 index fund. And the reason for the 10% in short-term governments is that if there’s a terrible period in the market and she’s withdrawing 3% or 4% a year, you take it out of that instead of selling stocks at the wrong time. She’ll do fine with that. It’s low-cost, it’s in a bunch of wonderful businesses, and it takes care of itself.”

 現金10%分を短期米国債券、90%を低コストS&P500インデックスへ投資するというシンプルなアドバイス

10%の理由は、マーケットが非常に悪い状況が続いている時に、悪いタイミングで株式を売るのを避けるため、この10%の短期国債から引き出して行くため。

参考書籍